Housing Systems: Combating poverty and sustaining tenancies.
How Much: Savings / Capital

How it works

How do savings above £6,000/£10,000 affect the HB Award?

What counts as capital?

What type of capital and whose capital?

What's Disregarded

Some types of savings are totally disregarded - which are they?

Personal Injury Payments

When and how are these disregarded?


What if the claimant owns or jointly owns a property?

Pension Pots

How are 'pension pots' taken into account?

Spent/Given Away

What if the claimant has spent or given away their savings ?

Notional Capital

What is notional capital and how does it affect an award of HB?


How do trusts affect an award of HB?