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How do savings above £6,000/£10,000 affect the HB Award?
What type of capital and whose capital?
Some types of savings are totally disregarded - which are they?
When and how are these disregarded?
What if the claimant owns or jointly owns a property?
How are 'pension pots' taken into account?
What if the claimant has spent or given away their savings ?
What is notional capital and how does it affect an award of HB?