Housing Systems: Combating poverty and sustaining tenancies.
How Much: How Calculated


  • Claimants on the basic 'top-up' benefits, often referred to as the 'passport benefits' are normally entitled to their Maximum HB award - click here.
  • All other claimants will make a 'standard' claim for Housing Benefit and their award will be as outlines in the diagram below.
  • To do a calculation you can use:
    • The calculator on this site - click here.
    • Or, do it manually: click here for a manual HB calculation sheet.

  • For more details about the different aspects of the calculation click on on of the icons below.


Maximum HB

Paid to those on a 'passport' benefit. Click on the icon to find out more. 

The 5 Steps

The 5 steps to the HB assessment. 


How is the claimant's eligible rent worked out? 

Service Charges

Which can be covered and which not.

Bedroom Tax

How the under-occupancy penalty works and tips on minimising the impact.

Local Housing Allowance

How the system works for private rented tenants.

Non-Dep Deductions

What are they - how much and tips on minimising.

Applicable Amount

How is it worked out ? - allowances, components and premiums.


What counts, and what is disregarded. How earnings affect an award.


What counts and what is disregarded. Tariff income and savings levels. 

Benefit Cap

Whose affected, whose excluded and the impact on the HB award.


Tips on maximising a HB award.