Housing Systems: Combating poverty and sustaining tenancies.
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How Much?
  
It is useful to be able to give a rough estimate- as soon as possible- of how much rent a claimant should be paying from the day they move in, or when they have a change in circumstances, and certainly as part of the arrears collection process. 

And often claimants are not getting all the HB they are entitled to - either because the HB Office do not hold the correct information or due to mistakes in assessment or applying the rules.

How much Housing Benefit a claimant will receive depends on a number of factors:

  • The Maximum that HB is allowed to cover.
  • How much a claimant/family 'needs' to live on- the 'applicable amount'.
  • How much the claimant /family already 'has' - ie income and savings.
  • Whether their total 'welfare', including any HB awardis above the Benefit Cap.


Click on the links to find out more.

NOTE: Many people are not able to make a new claim Housing Benefit and need to make a claim for Universal Credit instead - click here for more details.

How Calculated

Basic intro to how the assessment works.

The 5 steps

The stages to the HB assessment. 

Maximum HB

Paid to those on a passport benefit. Click on the icon to find out more. 

Rent

How is the claimant's eligible rent worked out? 

Service Charges

Which can be covered and which not?

Bedroom Tax

How the under-occupancy penalty works and tips on minimising the impact.

Local Housing Allowance

How the system works for private rented tenants.

Non-Dep Deductions

What are they ? How much and tips on minimising.

Lodgers

How they affect a claimants HB award. 

Applicable Amount

How is it worked out? - allowances, components and premiums.

Income

What counts, and what is disregarded. How earnings affect an award.

Savings/Capital

What counts and what is disregarded. Tariff income and savings levels. 

Benefit Cap

Who's affected, who's excluded and the impact on the HB award.

Maximising

Tips on maximising a HB award.